December 22, 2021
2022 Statutory Disability & Paid Family and Medical Leave Benefits and Rates
California | ||
2021 | 2022 | |
Maximum Duration | SDI: 52 weeks | No Change |
Waiting Period | SDI: 7 days PFL: None | No Change |
Benefit Percentage | • If High Quarter earnings < 1/3 of the State’s Average Quarterly Wage (SAQW): 70% | |
State Average Weekly Wage (SAWW) | $1,383 | $1,570 |
Maximum Weekly Benefit | $1,357 | $1,540 |
Contribution Rate | 1.2% | 1.1% |
Taxable Wage Ceiling | $128,298 | $145,600 |
Maximum Employee Contribution | $1,539.58 per year | $1,601.60 per year |
Required Notice | Worksite poster (Notice to Employees) as well as notice (DE 2515 and DE 2511) at hire and the time of need for leave |
Colorado Paid Family and Medical Leave (CO PFML) | ||
Contributions begin January 1, 2023; benefits entitlement begins January 1, 2024. |
Connecticut Paid Family and Medical Leave (CT PFML) | ||
2021 | 2022 | |
Maximum Duration | Benefits begin January 1, 2022 | 12 weeks, +2 weeks for employee’s pregnancy incapacity (PI) Family Violence: 12 days |
Benefit Percentage | 95% of the employee’s Base Weekly Earnings equal to or less than 40 times the Minimum Fair Wage, plus 60% of the employee’s Base Weekly Earnings above 40 times the Minimum Fair Wage | |
Minimum Fair Wage (MFW) | $13/hour (eff. 8/1/21) | |
Maximum Weekly Benefit (60x MFW) | $780 | |
Contribution Rate Employee-Paid | .5% | No Change |
Taxable Wage Base (SSA) | $142,800 | $147,000 |
Maximum Employee Contribution | $714 per year | $735 per year |
Required Notice | Employee notice requirements are not set to begin until July 1, 2022; however, employers may want to utilize materials posted on the CT PFML Employer Page to inform their employees about program benefits beginning January 1. |
District of Columbia Paid Family and Medical Leave (DC PFML) | ||
2021 | 2022 | |
Maximum Duration | Own Illness: 2 weeks (increased to 6 weeks for leave beginning 9/26/21 through 9/30/22) Pre-natal Medical Leave: 2 weeks (new, for claims filed 10/1/21 through 9/30/22) Family Care: 6 weeks Bonding: 8 weeks Combined maximum: 8 weeks in a 52-week period (potential for 10 weeks Pre-natal and Parental combined) | |
Waiting Period | 7 days Waived for claims filed after 10/1/21 until approximately 7/24/22 | |
Benefit Formula | • If EAWW* =< 150% of DC min. wage x 40: 90% • If EAWW > 150% of DC min. wage x 40: 90% of 150% of DC min. wage x 40 plus 50% of the difference of the EAWW and 150% of DC min. wage x 40 * Employee’s Average Weekly Wage, as defined | No Change |
DC Minimum Wage | $15/hour | $15.20/hour (eff. 7/1/21) |
Maximum Weekly Benefit | $1,000 (leave beginning before 9/25/21) $1,009 (leave beginning on or after 9/26/21 – see Public Notice) | |
Contribution Rate Employer-Paid | .62% | No Change |
Maximum Contribution | No maximum | No Change |
Required Notice | Notice posted and provided at hire, annually and at the time of need for leave. The '2021' Notice is dated 12/2021 and includes the changes effective ~10/1/2021 outlined in our October 8 Update. |
Hawaii Temporary Disability Insurance (HI TDI) | ||
2021 | 2022 | |
Maximum Duration | 26 Weeks | No Change |
Waiting Period | 7 Days | |
Benefit Percentage | 58% | |
Maximum Weekly Benefit | $640 | $697 |
Employee Contribution Rate Employee- and Employer-Paid; Employer pays any balance required | Up to ½ of plan costs, max .5% | No Change |
Maximum Weekly Wage Base | $1,102.90 | $1,200.30 |
Maximum Employee Contribution | $5.51 per week | $6.00 per week |
Required Notice |
Massachusetts Paid Family and Medical Leave (MA PFML) | ||
2021 | 2022 | |
Maximum Duration | Own Illness: 20 weeks Family Care: 12 weeks Bonding or Qualifying Exigency: 12 weeks Injured Servicemember: 26 weeks Combined maximum: 26 weeks in a 52-week period | No Change |
Waiting Period | 7 days, except for bonding leave immediately following pregnancy disability | |
Benefit Formula | 80% of EAWW* =< 50% of SAWW, plus 50% of EAWW > 50% of SAWW * Employee’s Average Weekly Wage, as defined | |
State Average Weekly Wage (SAWW) | $1,487.78 | $1,694.24 |
Maximum Weekly Benefit | $850 | $1,084.31 |
Contribution Rate Employee- and Employer-Paid | .75% Total Contribution .62% Medical, .13% Family Care | .68% Total Contribution .56% Medical, .12% Family Care |
Maximum Employee Contribution Rate | 378% (.248% Medical, .13% Family Care) Employers with <25 covered individuals are not required to pay the Employer Portion of the Medical contribution. | .344% (.224% Medical, .12% Family Care) Employers with <25 covered individuals are not required to pay the Employer Portion of the Medical contribution. |
Maximum Wage Base (SSA) | $142,800 $142,800 | $147,000 |
Maximum Contribution | $1,071 Total (~$539.78 Employee) per year | $999.60 (~$505.68 Employee) per year |
Financial Eligibility Test | $5,400 | $5,700 |
Required Notice | Worksite poster as well as notice to be provided at hire (2022 versions available) | |
* EAWW = Employee’s Average Weekly Wage, as defined by each law; SAWW = State Average Weekly Wage |
New Hampshire Family and Medical Leave Insurance (FMLI) |
Voluntary for private employers; benefits entitlement begins January 1, 2023. |
New Jersey Temporary Disability Insurance (NJ TDI) and Family Leave Insurance (NJ FLI) | ||
2021 | 2022 | |
Maximum Duration | TDI: 26 weeks FLI: 12 weeks | No Change |
Waiting Period | TDI: 7 days* FLI: None * Except for bone/organ donation and during state of emergency; payment is retroactive if disability lasts longer than 21 days | |
Benefit Percentage | 85% | |
Maximum Weekly Benefit | $903 | $993 |
State Average Weekly Wage (SAWW) | $1,291.42 | $1,419.52 |
Employee Taxable Wage Base | $138,200 | $151,900 |
Employee Contribution Rate NJ TDI is Employee- and Employer-Paid, Employer contribution rate varies; NJ FLI is Employee-Paid | TDI: .47% of taxable wages FLI: .28% of taxable wages | TDI: .14% of taxable wages FLI: .14% of taxable wages |
Maximum Employee Contribution | TDI: $649.54 FLI: $386.96 per year | TDI: $212.66 FLI: $212.66 per year |
Employer Taxable Wage Base | $36,200 | $39,800 |
Alternative Earnings Test | $11,000 | $12,000 |
Base Week Amount | $220 | $240 |
Required Notice | Worksite poster as well as notice at hire and the time of need for leave (2022 versions not yet available as of 12/3/21) Employers with self-funded private plans must also post an "Annual Notice to Employees”. This notice must be updated annually and a copy sent to the Private Plan Compliance Section. A sample is included in the Self-Insured Private Plan Guide. |
New York Disability Benefits Law (NY DBL) | ||
2021 | 2022 | |
Maximum Duration | 26 weeks Max. 26 weeks in a 52-week period combined with NY PFL | No Change |
Waiting Period | DBL: 7 days | |
Benefit Percentage | 50% | |
Maximum Weekly Benefit | $170 | |
Employee Contribution Rate Employee- and Employer-Paid; Employer pays any balance required | .5% | |
Maximum Employee Contribution | $31.20 per year | |
Required Notice | Posted Notice of Compliance (DBL-120 for insured plans) or Certificate of Participation in Group Disability Self-Insurance (DB-120.2 for self-funded plans), as well as a Statement of Rights (DB-271S) provided at time of need for leave. |
New York Paid Family Leave (NY PFL) | ||
2021 | 2022 | |
Maximum Duration | 12 weeks Max. 26 weeks in a 52-week period combined with NY DBL | No Change |
Waiting Period | None | |
Benefit Percentage | 67% | |
State Average Weekly Wage (SAWW) | $1,450.17 | $1,594.57 |
Maximum Weekly Benefit | $971.61 | $1,068.36 |
Employee Contribution Rate Employee-Paid | .511% | No Change |
Maximum Employee Contribution | $385.34 per year | $423.71 per year |
Required Notice |
Oregon Paid Family and Medical Leave (OR PFML) |
Contributions begin January 1, 2023; benefits entitlement begins September 3, 2023. |
Puerto Rico SINOT | ||
2021 | 2022 | |
Maximum Duration | 26 weeks | No Changes |
Waiting Period | 7 days, except for hospitalization | |
Benefit Percentage | 65% | |
Maximum Weekly Benefit | $113 | |
Employee Contribution Rate Employee- and employer-paid | .6% of first $9,000 of earnings | |
Maximum Contribution | .3% of first $9,000 of earnings $27 per year | |
Required Notice | Worksite poster as well as individual certificate/notice of benefits |
Rhode Island Temporary Disability Insurance (RI TDI) and Temporary Caregiver Insurance (RI TCI) | ||
2021 | 2022 | |
Maximum Duration | TDI: 30 weeks TCI: 4 weeks Combined maximum: 30 weeks in a 52-week period | TDI: 30 weeks TCI: 5 weeks (further increases to 6 weeks 1/1/2023) Combined maximum: 30 weeks in a 52-week period |
Waiting Period | TDI: None* TCI: None * Benefits are paid retroactively to first day if disability lasts at least 7 days | No Change |
Benefit Percentage | 4.62% of wages paid in the highest quarter of the Base Period | No Change Anticipated |
Maximum Weekly Benefit | $978; $1,320 with dependency allowance (7/1/21 - 6/30/22) | |
Contribution Rate Employee-Paid | 1.3% | 1.1% |
Taxable Wage Base | $74,000 | $81,500 |
Maximum Employee Contribution | $962.00 per year | $896.50 per year |
Financial Eligibility Test | $13,800 in Base Period earnings; or (1) $2,300 in at least one Base Period quarter (2) Base Period taxable wages at least 1.5x highest quarter of earnings and (3) $4,600 of taxable wages in Base Period (10/1/20) | No Change |
Required Notice | Worksite poster (2022 version of the Combination Poster not yet available as of 12/22/21; check back here) |
Washington Paid Family and Medical Leave (WA PFML) | ||
2021 | 2022 | |
Maximum Duration | Own Illness: 12 weeks; +2 weeks for pregnancy incapacity (PI) Family Care: 12 weeks Combined maximum: 16 weeks in a 52-week period (18 weeks w/PI) | No Change |
Waiting Period | 7 days, except for bonding leave or qualifying exigency | |
Benefit Formula | • If EAWW* =< 1/2 SAWW: 90% • If EAWW > 1/2 SAWW: 90% of 1/2 of the SAWW plus 50% of the difference of the EAWW and 1/2 of the SAWW * Employee’s Average Weekly Wage, as defined | |
State Average Weekly Wage (SAWW) | $1,340 | $1,475 |
Maximum Weekly Benefit Based on 90% of SAWW | $1,206 | $1,327 |
Contribution Rate Employee- and Employer-Paid | .4% Total Contribution | .6% Total Contribution |
Maximum Employee Contribution Rate | 63.33% of Total Contribution (~.2533% of wages) | 73.22% of Total Contribution (~.4393% of wages) |
Maximum Wage Base (SSA) | $142,800 | $147,000 |
Maximum Contribution | $571.20 Total (~$361.74 Employee) per year | $882 Total (~$645.80 Employee) per year |
Required Notice | Worksite poster as well as Statement of Employee Rights (“Employer to Employee Notice”) at the time of need for leave (2022 version of the poster is available) |
Other News
Allegheny County, PA Paid Sick Leave – Update
Our October 8 Statutory Update included the announcement of accrued paid sick time requirements in Allegheny County, PA. As noted, the ordinance’s text indicated that the new law would become effective “on the 90th calendar day following the posting of the notice information for employers”. Last week the county released the Paid Sick Leave Notice, which indicates an effective date of December 15, 2021. While this date may come as a bit of a surprise for employers assuming they would have more time to implement, the county’s FAQ refer to Section 2408(C) of the ordinance, which states that fines will not be imposed for violations for one year after the ordinance’s effective date.
Per Section 11 of the guidelines posted on the county’s Administrative Services website, the Notice must be displayed in a conspicuous and accessible location where any employees work, in English, Spanish, and any other primary languages of the employees at that particular workplace. For employees who work remotely or do not have a regular workplace, the employer may provide the Notice on an individual basis in each employee’s primary language in a physical or electronic format that is reasonably conspicuous and accessible.
The guidelines also recommend that employers provide updated amounts of paid sick time available on regular payroll statements or in an online system where employees can access the information.
Washington Long Term Care Premium Collection Delayed
On December 17 Governor Jay Inslee, in conjunction with Democratic leaders within the state’s legislature, announced the decision to delay WA Cares Fund premium collection scheduled to begin January 1, 2022. The pause will allow legislators the opportunity to address raised concerns and make adjustments to the law during the 2022 legislative session, as well as consider upcoming recommendations from the Long Term Care Commission.
Governor Inslee’s statement included that he is “taking measures within my authority and ordering the state Employment Security Department not to collect the premiums from this program from employers before they come due in April. My actions mean that the state will not collect those funds until the Legislature sorts through these issues.” He further indicated that employers will not be subject to penalties and interest for not withholding premiums during this period.
Senate Majority Leader Andy Billig and House Speaker Laurie Jinkins added the following: “In addition to delaying the premium assessment, we also support employers pausing premium collections from employees in Washington so lawmakers can take necessary action. While we cannot direct employers not to collect, we strongly encourage them to pause on collecting premiums from employees, giving us time to pass legislation extending implementation dates until next year.”
We will continue to monitor and provide updates as information becomes available. Visit https://wacaresfund.wa.gov/learn-more/ for more information.
Please contact your Trion Account Team members with specific questions about these or other updates.
No part of this document may be reproduced, quoted, or transmitted in any form or by any means (electronic, mechanical, photocopying, recording or by any information storage and retrieval system), without express, prior permission, in writing from Marsh & McLennan Agency, LLC.
This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Trion Group, a Marsh & McLennan Agency, LLC Company shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.
Copyright © 2021 Trion Group, a Marsh & McLennan Agency, LLC Company. All rights reserved.